RiskHeatMap.aiGoverned demo

AML / CTF · Australian real estate

Explainable by design

Know your buyer. Document your decision.

A guided, risk-based customer due diligence workspace for real estate transactions under Australia's expanded AML/CTF regime. Results support — and never replace — an authorised compliance decision.

Human approval remains required before controls, risks, and actions are finalised.

Compliance readiness

AML/CTF obligations are now in effect

Covered real estate services must apply risk-based due diligence from 1 July 2026. New reporting entities must enrol with AUSTRAC by 29 July 2026.

Effective

Open cases

01

Draft assessment in this session

Customer and transaction

Record who is buying, the transaction context, and how it will be funded.

Compliance basis

Designed around AUSTRAC’s risk-based CDD expectations for real estate: customer identification and verification, beneficial ownership, PEP/sanctions screening, source of funds and wealth, ongoing monitoring, enhanced due diligence and human escalation. Your documented AML/CTF program and legal advice remain authoritative.